저축보험
WealthUltra 저축보험
고객님의 자산을 긴 기간에 걸쳐 큰 자산으로 돌려받으세요.
Wealth Ultra is a participating life insurance plan with an 8-year premium payment term. Besides guaranteed cash value, it offers two types of non guaranteed bonuses: reversionary bonuses and terminal bonuses. Over the course of the policy, the total cash value is projected to double approximately every 10 years. Starting from the 100th policy year, the internal rate of return is expected to exceed 7% annually, offering promising growth for you and your future generations.
With Wealth Ultra, you can also realize long-term gains from your reversionary bonus and terminal bonus without partially surrendering your policy. Starting from the 25ᵗʰ policy anniversary, you may apply to exercise the Bonus Lock-in Option, which allows you to transfer an identical percentage of the latest cash value of reversionary bonus and the latest cash value of terminal bonus respectively to your bonus lock-in account, subject to an annual maximum lock-in rate of 70% and an annual minimum lock-in rate of 10%.
Without an aggregate limit for the lock-in rate throughout the policy term, you can pass on your policy to future generations without worrying about exhausting the lock-in rate. Also, you can withdraw part or all of the value of the bonus lock-in account anytime.
To protect your legacy and ensure the continuity of your wealth for future generations, after the end of the 3ʳᵈ policy year, you may apply to designate one contingent insured and assign a portion of policy value to be accumulated further.
In the unfortunate event of the death of the insured, the designated contingent insured will become the new insured. The portion of the policy value that you assigned to be accumulated will become your legacy to continue accumulating for future generations. The remaining portion of the policy (if any) in the form of compassionate benefit will be payable in a lump sum to the designated beneficiary, providing immediate financial support.
After the end of the 1ˢᵗ policy year, you may change the insured of the policy an unlimited number of times. The benefit period will be changed to up to age 138 of the latest insured, enabling you to share your legacy with the generations to come. Changing the insured will not affect the policy values under your policy.
Without an aggregate limit for the lock-in rate
