SAVING PLAN
WealthUltra Saving Plan
Wealth Ultra is a participating life insurance plan with an 8-year premium payment term. Besides guaranteed cash value, it offers two types of non guaranteed bonuses: reversionary bonuses and terminal bonuses. Over the course of the policy, the total cash value is projected to double approximately every 10 years. Starting from the 100th policy year, the internal rate of return is expected to exceed 7% annually, offering promising growth for you and your future generations.
Enjoy the flexibility to plan your finances with options such as adjustable premium payments, allowing you to tailor your savings to your needs.
Our plan also includes benefits like the Accidental Death Benefit, Extended Grace Period, and Premium Holiday. These features provide additional support during unexpected circumstances, giving you peace of mind to enjoy life with your loved ones
There is no cap on the bonus lock-in rate, enabling you to maximize market returns and benefit from favorable market conditions.
In the unfortunate event of accidental death, your loved ones will receive up to 200% of the total premiums paid, helping them navigate sudden financial challenges.
If you face financial difficulties, you can extend your premium grace period from the standard 30 days up to 180 days, ensuring your coverage remains intact while you address urgent needs.
Take a break from premium payments for up to 2 years without losing your coverage. During this period, your plan remains protected, and all existing cash values stay unchanged.
Our unique flexi continuation feature ensures your wealth can be passed on seamlessly to future generations. You can designate a contingent insured who can take over the policy if the original insured passes away. The policy’s benefit period extends up to age 138 of the latest insured, allowing your wealth to be shared across generations. Additionally, you can change the insured at any time, providing maximum flexibility for your estate planning. A compassionate benefit can also be paid to beneficiaries for immediate financial suppor.
