Saving Insurance
LionTycoon Beyond 2： Wealth Protection & Accumulation
Guaranteed Cash Value
Your savings grow steadily over time with a guaranteed cash value, providing peace of mind and a solid foundation for your wealth.
Terminal Dividend
From the Policy Anniversary after the end of the Premium Payment Term, you may receive a Terminal Dividend to boost your wealth. Please note, Terminal Dividend is not guaranteed and will be paid upon policy surrender, early termination (due to death or lapse), or policy expiry.
Benefit Accumulation Account
You can convert non-guaranteed amounts like Terminal Dividends or partial surrender proceeds into a guaranteed asset within a specially designed Benefit Accumulation Account. This allows you to earn non-guaranteed interest, adding an extra layer of growth and certainty.
Flexible Wealth Management
The Plan offers you great flexibility for managing your savings in the Policy and cash flow to suit your personal needs.
Lock-in Terminal Dividends
Starting from the 15th Policy Anniversary, you can choose to lock in your Terminal Dividends to secure market upside potential. Options include automatic locking through the Regular Lock-in or manual locking via the Flexi Lock-in. Locked-in dividends can be left to grow or cashed out anytime.
Multiple Cash Withdrawal Options
Access your savings easily through partial surrenders, either automatically annually or manually. You can also top up your Benefit Accumulation Account and withdraw funds flexibly whenever needed.
Investment Strategy
LionTycoon Beyond 2 employs a tailored multi-asset investment approach, balancing risks and rewards for long-term growth. The portfolio invests in fixed income and non-fixed income assets across global markets—including North America, Europe, Asia Pacific, and Emerging Markets.
LionTycoon Beyond 2 employs a tailored multi-asset investment approach, balancing risks and rewards for long-term growth. The portfolio invests in fixed income and non-fixed income assets across global markets—including North America, Europe, Asia Pacific, and Emerging Markets.
Generali has appointed an expert global independent investment manager, Invesco Advisers, Inc., to oversee LionTycoon Beyond 2‘s portfolio and appointed BNP Paribas Singapore as a custodian to safekeep the asset within LionTycoon Beyond 2‘s portfolio.
With diversified exposure to equities, REITs, and fixed income securities worldwide, our strategy aims to enhance non-guaranteed dividends over the policy’s duration, leveraging extensive market insights and expertise.
Support During Difficult Times
Our plan is designed to provide financial support when you need it most:
Our plan is designed to provide financial support when you need it most:
Extended Grace Period
From the 1st Policy Anniversary, extend your grace period from 30 to 180 days to manage urgent financial needs without losing coverage. This option is available once during the Premium Payment Term.
Premium Holiday
Between the 2nd Policy Anniversary and age 70, you may take up to a 2-year premium holiday. Your coverage remains intact, and cash values stay unchanged during this period.
Accidental Death Benefit
In case of accidental death, Generali pays a benefit equal to 200% of your total premiums. If the death results from specific designated events, this benefit can double to 400%, providing extra protection for your loved ones.
Optional Extra Benefits
Enhance your coverage by adding optional supplementary benefits. Contact our advisers for details.
Legacy planning for Your Loved Ones
Pass on your wealth seamlessly and hassle-free, ensuring your loved ones are cared for across generations:
Pass on your wealth seamlessly and hassle-free, ensuring your loved ones are cared for across generations:
Policy Transfer & Continuation
Change the insured or have the policy continue after the insured’s passing, with options to keep the policy alive until age 138.
Policy Split
Divide your policy into multiple parts to pass on to different beneficiaries, allowing flexible planning for your estate.
Death Benefit Options
Upon your passing, your beneficiaries receive a death benefit calculated as the higher of 100% of premiums paid or the guaranteed cash value plus terminal dividend, minus any debts. Benefits can be paid as a lump sum or in installments, depending on your preference.
If you have any questions or wish to customize your plan further, please contact our insurance advisers. We're here to help you build a secure financial future.
