CRITICAL ILLNESS INSURANCE
Total Assure Plus Critical Illness Plan (“Total Assure Plus”) and Total Assure Plus – Baby Pro (“Total Assure Plus – Baby Pro”)
These plans are your proactive partners in staying ahead of critical illnesses. In today’s world, early detection is vital for effective treatment. Total Assure Plus and Total Assure Plus – Baby Pro offer comprehensive protection, proactive care, and the flexibility to evolve with you through life’s milestones. With features like multiple claims and continuous payouts, they are ideal for those who value tailored, proactive security for themselves and their growing families.
Broad protection for minor and major illnesses
With coverage for 135 illnesses—including 51 critical surgeries—these plans safeguard you against a wide range of health risks. Major illnesses covered include Carcinoma in situ, Cancer, Heart Attack, Stroke, and other serious conditions.
Additional support for intensive care and ongoing treatment
We also cover intensive care costs, even if caused by injuries or infectious diseases not specifically listed. Plus, the plans provide extra financial assistance for ongoing treatment of cancer, stroke, and severe dementia.
Fast-track assistance when it matters most
Every hour counts when battling Late Stage Cancer. The plans include an “Immediate Support Benefit” to help patients start treatment promptly.
Once the Major Illness Benefit for Late Stage Cancer is paid and becomes payable before age 85, this benefit activates, providing monthly payouts starting 30 days after the claim. Each month, you receive 5% of the sum insured, for up to 11 months—totaling up to 55% of the sum insured.
This benefit can be claimed once under the basic plan. When combined with the “Continuous Cancer Payout Benefit”, you can enjoy ongoing financial support for up to 111 months.
Unmatched protection and claim flexibility
The total benefits payable for claims related to Cancer—including Major Illness Benefit, Multiple Claims Major Illness Benefit, and Continuous Cancer Payout Benefit—can reach up to “600% of the sum insured”. This ensures strong, ongoing support during prolonged illnesses or multiple claims.
Additional benefits during the early years of your policy
To provide extra security, we offer supplementary benefits for Major Illness or death benefits within specific policy periods:
1. Within the first 10 policy years
If a Major Illness or death benefit is payable before the 10th policy anniversary, an “additional 50% of the sum insured” will be paid.
2. Within the first 20 policy years with designated supplements
If you purchase Total Assure Plus with designated supplementary benefits, you qualify for the “Total Assure 20 Benefit”. If a Major Illness or death benefit is payable before the 20th policy anniversary, an “extra 50% of the sum insured” will be paid.
For more details or to customize your protection, please contact our advisers.
We’re here to help you stay prepared and secure your future.
