Critical illness insurnace
Total Assure Plus Critical Illness Plan
Total Assure Plus Critical Illness Plan (“Total Assure Plus”) and Total Assure Plus Critical Illness Plan – Baby Pro (“Total Assure Plus – Baby Pro”) are your proactive partners in staying ahead of critical illnesses. In today’s world, early detection is crucial for effective treatment, and these plans offer pre-emptive care and comprehensive protection while evolving with you through life’s milestones. With the added advantage of multiple claims and continuous payouts, Total Assure Plus and Total Assure Plus – Baby Pro are ideal for those who value proactive and tailored security for themselves and their growing families.
With a total of 135 covered minor and major illnesses, including 51 critical surgeries, Total Assure Plus / Total Assure Plus – Baby Pro is designed to safeguard you against a wide range of health risks to ensure your well-being. Carcinoma in situ, Cancer, Heart Attack, Stroke, and other major illnesses.
We also provide coverage for intensive care, even if the cause is an injury or a new infectious disease not specifically covered. We also provide additional financial support for ongoing care for cancer, stroke, and severe dementia.
Every hour matters when fighting Late Stage Cancer. Adding a layer of security for individuals battling Late Stage Cancer, Total Assure Plus / Total Assure Plus – Baby Pro comes with an Immediate Support Benefit, designed to help patients receive treatment as soon as possible.
Kicking in when the Major Illness Benefit, for a Late Stage Cancer has been paid and becomes payable before age85, the Immediate Support Benefit, provides additional monthly payouts starting 30 days after the relevant Major Illness Benefit, becomes payable for Late Stage Cancer. Each monthly payout equals to 5% of the sum insured for a period of up to 11 months totaling a maximum of 55% of the sum insured.
The Immediate Support Benefit, can be claimed once under the basic plan. Coupled with the Continuous Cancer Payout Benefit, you can be assured of getting continuous financial assistance for a period of up to 111 months.
The total benefits paid and payable for eligible claims for Cancer under the Major Illness Benefit,Multiple Claims Major Illness Benefit, and Continuous Cancer Payout Benefit can reach up to 600% of the sum insured.
To provide you with additional support, we are pleased to offer you extra protection for Major Illness Benefit, or death benefit, within specified policy years in the following scenarios.
1. Extra Coverage Benefit within the first 10 policy years.
If the Major Illness Benefit, or death benefit, becomes payable before the 10th policy anniversary of your policy, an additional benefit of 50% of the sum insured4, will also be paid.
2. 50% extra protection within the first 20 policy years if taken up together with designated supplement(s)
If you take up Total Assure Plus together with designated supplement(s), we offer the First 20 Years Total Assure Coverage Benefit2,31 (“Total Assure 20 Benefit”). This added benefit grants an additional 50% of the sum insured, in the event that the Major Illness Benefit, or death benefit, becomes payable before the 20th policy anniversary.
